In the aftermath of hurricanes, typhoons, wildfires and other disasters, the damage is assessed and tallied and reported. It usually goes something like this:
" It is possible that economic damage from Harvey will exceed the inflation-adjusted $160bn cost of Hurricane Katrina in 2005, Noaa experts told the Guardian."
That's from an article titled "Hurricane Harvey is a billion-dollar disaster - America's 10th in 2017". It's a good article, pointing out how in an age of climate-boosted "natural" disasters, we need to increase, not slash, funding of NOAA and other agencies that do forecasting, so we can prepare for these disasters. It points out, rightly, that we need to re-think FEMA, the Federal Emergecy Management Agency. In short, it's all about who needs to pay for what.
Which misses a large part of what is lost in a hurricane.
To a family, losing your house is a major disaster; the dollar value of the house is a big part of that, but the main thing is that you lost the roof over your head and you need another place to keep your family safe and dry and, hopefully, reasonably comfortable.
Losing your job, because the company you worked for is either on hiatus, or moving elsewhere, hurts. Losing treasured photos and memorabilia in a flood hurts in a different way. Losing your food and water supply, albeit temporarily, is deeply disturbing. Losing your friends and neighbours because they decide to move out of state is tough.
The pile of losses can be devastating - and most of it is not to do with money.